*{margin:0;padding:0;box-sizing:border-box}
body{font-family:Arial,sans-serif;background:#f4f9fc;color:#1c3553}
header{background:linear-gradient(135deg,#0c4f75,#4da7d4);color:white}
nav{display:flex;justify-content:space-between;align-items:center;padding:25px 60px}
.logo{font-size:24px;font-weight:bold}
.menu a{color:white;text-decoration:none;margin-left:25px}
.hero{text-align:center;padding:120px 40px}
.hero h1{font-size:58px;margin-bottom:20px}
.hero p{max-width:700px;margin:auto;line-height:1.8}
.button{display:inline-block;margin-top:30px;padding:15px 35px;background:white;color:#0c4f75;text-decoration:none;border-radius:6px;font-weight:bold}
.about{padding:80px 60px;text-align:center}
.about p{max-width:800px;margin:20px auto;line-height:1.8}
.services{display:grid;grid-template-columns:repeat(3,1fr);gap:25px;padding:0 60px 80px}
.card{background:white;padding:35px;border-radius:10px;box-shadow:0 5px 20px rgba(0,0,0,.1)}
.policy{max-width:900px;margin:auto;padding:80px 40px}
.policy h2{margin-top:30px}
.policy p{margin-top:15px;line-height:1.8}
footer{background:#1c3553;color:white;text-align:center;padding:25px}
@media (max-width:768px){nav{flex-direction:column;gap:15px}.hero h1{font-size:40px}.services{grid-template-columns:1fr}}